City of Palm Coast CDBG Housing Services
The City has received federal and state grant funding to support homeowners and strengthen neighborhoods throughout Palm Coast. These programs are designed to help improve housing conditions, support long-term stability, and address community needs. Below is a brief overview of each available program. Select a program to learn more about eligibility, services, and how to apply.
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Consistent with Federal Regulations and the City of Palm Coast Community Development Block Grant (CDBG) Program Citizens Participation Plan (CPP), the Annual Action Plan for FFY 2026 (Oct. 1, 2026, to Sept. 30, 2027) is made available for public comment for 30 days from June 25, 2026 to July 25, 2026.
The proposed Consolidated Action Plan is a document to assist the City in assessing affordable housing and community development needs and market conditions, and to make data-driven, place-based investment decisions. The Annual Action Plan (which is within the Consolidated Action Plan) highlights the proposed activities to be undertaken using CDBG funds
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Housing Rehabilitation Program
Learn More!First Time Homebuyer
Learn More!SHIP Program
Learn More!Public Lands for Affordable Housing
Learn More!2025 Affordable Housing Advisory Committee Accepted Incentives Strategies
Learn More!2026 Housing Needs Assessment Accepted Incentive Strategies
Learn More!Housing Dashboard
Learn More!How These Programs Help Residents
CDBG-funded programs focus on:
- Improving the safety and condition of existing homes
- Supporting neighborhood stability
- Helping residents remain in their homes
- Expanding access to housing-related resources
By investing in housing improvements and community needs, these programs help protect quality of life and create stronger, more resilient neighborhoods.
Who Is Eligible?
Assistance is available to low- and moderate-income households, generally defined as families earning 80% or less of the area median income. Eligibility requirements vary by program.
Consistent with Federal Regulations and the City of Palm Coast Community Development Block Grant (CDBG) Program Citizens Participation Plan (CPP), the Annual Action Plan for FFY 2026 (Oct. 1, 2026 to Sept. 30, 2027) is made available for public comment for 30 days from June 25, 2026 to July 25, 2026.
The proposed Consolidated Action Plan is a document to assist the City in assessing affordable housing and community development needs and market conditions, and to make data-driven, place-based investment decisions. The Annual Action Plan (which is within the Consolidated Action Plan) highlights the proposed activities to be undertaken using CDBG funds.
The City's Housing Programs strives to contract with minority, women, and Florida veteran business enterprises. The City utilizes the list of certified business enterprises maintained by the Florida Department of Management Services. For more information to obtain certification, please visit: http://osd.dms.myflorida.com/directories.