City of Palm Coast CDBG Housing Services
The City has received federal and state grant funding to support homeowners and strengthen neighborhoods throughout Palm Coast. These programs are designed to help improve housing conditions, support long-term stability, and address community needs. Below is a brief overview of each available program. Select a program to learn more about eligibility, services, and how to apply.
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Notice of Availability for 15 Day Public Comment Period
Consolidated Annual Performance and Evaluation Report (CAPER) FFY 2024 (October 1, 2025 to September 30, 2026)
Consistent with the City of Palm Coast Community Development Block Grant (CDBG) Citizens Participation Plan (CPP), the Consolidated Annual Performance and Evaluation Report FFY 2025 for the period covering October 1, 2024 to September 30, 2026 is made available for 15‐day public comment period from November 13, 2025 to November30 , 2026.
The CAPER describes the activities undertaken during the reporting period using CDBG funds. The report also includes an update on the City’s progress in implementing the CDBG programs and activities identified in the Consolidated and Annual Action Plan.
Comments on the CAPER may be provided to the following:
Jacqueline Gonzalez, Site Development Coordinator I, Community Development Department
160 Lake Avenue
Palm Coast, FL 32164
By e-mail : jpapa@palmcoastgov.com
By telephone : 386-986-3753
This document is also available at the following locations:
City of Palm Coast City Hall
160 Lake Ave., Suite 136
Palm Coast, FL 32164
Consistent with Federal Regulations and the City of Palm Coast Community Development Block Grant (CDBG) Program Citizens Participation Plan (CPP), the Annual Action Plan for FFY 2026 (Oct. 1, 2026, to Sept. 30, 2027) is made available for public comment for 30 days from June 25, 2026 to July 25, 2026.
The proposed Consolidated Action Plan is a document to assist the City in assessing affordable housing and community development needs and market conditions, and to make data-driven, place-based investment decisions. The Annual Action Plan (which is within the Consolidated Action Plan) highlights the proposed activities to be undertaken using CDBG funds
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Housing Rehabilitation Program
Learn More!First Time Homebuyer
Learn More!SHIP Program
Learn More!Public Lands for Affordable Housing
Learn More!2025 Affordable Housing Advisory Committee Accepted Incentives Strategies
Learn More!2026 Housing Needs Assessment Accepted Incentive Strategies
Learn More!Housing Dashboard
Learn More!Video Library
Learn More!How These Programs Help Residents
CDBG-funded programs focus on:
- Improving the safety and condition of existing homes
- Supporting neighborhood stability
- Helping residents remain in their homes
- Expanding access to housing-related resources
By investing in housing improvements and community needs, these programs help protect quality of life and create stronger, more resilient neighborhoods.
Who Is Eligible?
Assistance is available to low- and moderate-income households, generally defined as families earning 80% or less of the area median income. Eligibility requirements vary by program.
Consistent with Federal Regulations and the City of Palm Coast Community Development Block Grant (CDBG) Program Citizens Participation Plan (CPP), the Annual Action Plan for FFY 2026 (Oct. 1, 2026 to Sept. 30, 2027) is made available for public comment for 30 days from June 25, 2026 to July 25, 2026.
The proposed Consolidated Action Plan is a document to assist the City in assessing affordable housing and community development needs and market conditions, and to make data-driven, place-based investment decisions. The Annual Action Plan (which is within the Consolidated Action Plan) highlights the proposed activities to be undertaken using CDBG funds.
The City's Housing Programs strives to contract with minority, women, and Florida veteran business enterprises. The City utilizes the list of certified business enterprises maintained by the Florida Department of Management Services. For more information to obtain certification, please visit: http://osd.dms.myflorida.com/directories.